MaPSThe Money and Pensions Service is an organisation whose statutory objective is to develop and co-ordinate a national strategy to improve people’s financial capabilities. VIVIDVivid is a housing association providing affordable homes and housing-related services in the south of England. Nest InsightNest Insight is a collaborative public benefit research unit set up by Nest Corporation, the trustee body that runs the Nest workplace pension scheme. BCCBirmingham City Council is the local government body responsible for the governance of the City of Birmingham, a metropolitan district of England since 1974. MHDCMalvern Hills District Council provides services for over 75,000 residents in the district, meeting their needs and providing good value for money. CitizensUKCitizens UK is the UK’s biggest, most diverse, and most effective people-powered alliance with 18 chapters across England and one in Wales. GCUGlasgow Caledonian University is the largest and leading modern university in Scotland. CBiSThe Centre for Business in Society at Coventry University seeks to promote responsibility, to change behaviours, and to achieve better outcomes for economies, societies and the individual. CREMEThe Centre for Research in Ethnic Minority Entrepreneurship at Aston University delivers leading expertise business support to make diversity and enterprise everyone's business.