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Pensions & Benefits

Flexible Benefits Scheme

The Flexible Benefits Scheme is a way in which you can tailor your benefits package to meet your individual requirements as well as making tax and National Insurance Contribution (NIC) savings. 

The tax and National Insurance savings are possible because the Flexible Benefits Scheme is delivered to you through an approved HM Revenue & Customs’ scheme. This means that certain rules such as lifestyle event restrictions and enrolment limitations apply.  We would expect any proposal to reduce your gross salary to trigger many questions. Therefore, the Frequently Asked Questions guides below  try to answer some of the questions that you may have.